We need institutions to live.
“Every day, we trust countless strangers – people who share no blood with us, whom we will never meet again, and who could easily betray that trust without anyone watching. We step into traffic assuming that drivers will stop. We eat food prepared by hands we’ll never see. We entrust our savings to faceless banks, and our children to schools staffed by people we barely know. We board metal tubes that lift us into the sky, trusting that mechanics maintained the engines, that pilots are qualified, and that air-traffic controllers have cleared our path.”
https://aeon.co/essays/institutions-are-how-we-scale-up-cooperation-among-millions